Mortgage Orig Rep I

Company: 1St Summit Bank
Location: Tire Hill
Posted on: April 5, 2026

Job Description:

ESSENTIAL FUNCTIONS: • Provides a wide range of office services such as typing, customer and employee phone inquiries, filing, orders flood certifications, report generation and other clerical duties as assigned. • Attracts, advises and serves existing and prospective customers through the Bank's customer centered marketing plan: o Informs customers of available Bank services. o Directs and immediate response to customer requests or needs. o Prompt and efficient ability to process customer transactions. o Provides customers and Branch professionals with timely information directly or by phone. • Assists in compiling data for various reports as directed by the Mortgage Loan Department Head o Compiles accurate and timely information. • Assists Residential Mortgage Loan Department Head in overseeing the daily operations of the department. • Responsible for daily operations of portfolio transactions: o Reviews applications for completeness. o Makes appropriate entries to set up data base and enter loan information. o Prepares preliminary disclosures. o Reviews credit ratios, orders appraisal, and flood certification. o Follows up for missing documentation and insurance information. o Sends attorney instruction letter and coordinates closing with attorney. o Reviews preliminary title policy. o Prepares closing documents and escrow analysis worksheet. o Forwards documents to attorney and/or branches. o Disburses funds and books all Richland office and branch loans. o Sets up and disburses construction loan accounts. • Responsible for daily operations of secondary market transactions' Reviews applications for completeness' Makes appropriate entries to set up data base and enters loan into to MPF system. o Prepares preliminary disclosures. o Orders appraisal. o Clears conditions and prepares loan package. o Sends attorney letter. o Coordinates closing. o Uploads loan file to MPF system. o Prepares tickets for income received. o Sets secondary market rates. o Emails rates to all loan officers. o Initial contact for the secondary market. • Reviews pending mortgage files for proper documentation and collateral. • Compiles settlement sheets and disclosure statements. • Participates in Loan Administration and Mortgage Department's long- and short-term goals and objectives: o Attends annual meeting to develop Departmental goals. o Attends monthly relations meetings to discuss and evaluate "progress" on meeting goals and objectives. • Performs other duties as assigned or directed. REQUIRED SKILLS/ABILITIES: • Strong analytical and problem-solving abilities • Strong verbal communication and business/technical writing skills • Strong mathematical skills. • Demonstrated ability to work independently and to follow through on details to completion. SUPERVISORY RESPONSIBLITY: This position does not supervise employees. EDUCATION and EXPERIENCE: • High School Diploma or equivalent. • 0 to 3 years’ experience is preferred. PHYSICAL REQUIREMENTS: • Ability to concentrate and perform responsibilities by maintaining a constant state of focus and mental alertness. • Ability to communicate in person, through email or via telephone with customers and staff members. • Ability to sit or stand for an extended period. • Ability to lift up to 25 pounds. • Specific vision abilities required by this job may include close vision and the ability to adjust focus

Keywords: 1St Summit Bank, Frederick , Mortgage Orig Rep I, Accounting, Auditing , Tire Hill, Maryland